What You Need to Know This Spring Spring is here, and with it comes the potential for flooding in Alberta. One important aspect of homeowners insurance that can help you during such events is overland water coverage. This type of insurance protects against damage from torrential rainfall, the sudden rising of a body of water, or Read more…
In recent years, the global landscape has been significantly shaped by tariff wars, and their ripple effects are being felt across various industries. For the insurance sector, particularly in Canada, these economic shifts present unique challenges but also some opportunities. At Ing & McKee Insurance, we understand that the economic landscape can feel uncertain, especially Read more…
Understanding the Care-First System and Good Driver Rate Cap Alberta’s government is introducing the new Care-First auto insurance system, designed to provide better and faster services while reducing premiums. This system aims to deliver timely medical care and income support for those injured in collisions, with an average cost saving of $400 per year for Read more…
Congratulations on your new home! Buying a new home can be exhilarating, especially for first-time homebuyers. For many, it’s an emotional experience. After months of browsing listings and touring homes, you finally find the one. It’s a memorable moment when you sign the closing documents and your real estate agent hands you the keys to Read more…
The auto insurance landscape in Alberta is undergoing significant changes, particularly affecting drivers’ premiums and claims costs. Recent trends indicate a troubling rise in legal expenses associated with auto insurance claims, impacting both premiums and the overall affordability of coverage for drivers. Let’s explore how the rate cap is influencing the financial dynamics for Alberta Read more…
Well, maybe some of you know these things, but they might be a surprise to many others. Travel insurance can be purchased for a number of situations, including single trips or frequent travel. Policies can also cover trips to other countries or just trips to another province within Canada. Your policy can fit nearly any Read more…
Your home insurance policy covers a wide range of risks, but there are times when you might not want to place a claim. Your policy offers protection against life-changing losses for covered perils, high-impact financial situations in which your policy demonstrates its value. Minor losses may or may not be the best long-term claim choices, Read more…
A Surge in Home Buyers and Home Safety Considerations In recent times, Alberta has witnessed a remarkable surge in home buyers. The driving force behind this trend is the increasing difficulty in affording and finding rental properties. As rental costs escalate, more individuals and families are opting to invest in their own homes. But what Read more…
The Heartbeat of Industry Knowledge Alberta is situated at the epicentre of Canada’s oil and gas industry. The rhythm of drilling rigs synchronizes with the fluctuations in crude oil markets. However, beyond the machinery exists a dedicated workforce that not only clocks in but also wholeheartedly embraces their role in this sector. Our Ing & McKee Read more…
Buying a home is an exciting and fraught endeavour. Getting caught up in a bidding war is easy when you want a home badly. Or maybe you’re casting your net wide and would be happy to secure any house on your list. A trusted friend or family member who’s also an experienced homeowner can be Read more…
What You Need to Know Glass insurance is one of those things we rarely consider until it’s too late. Many assume they’re covered, only to discover otherwise when faced with unexpected glass damage. In the past, it seemed unnecessary—why bother with additional coverage when windshield replacements were so affordable? But times have changed. Modern cars Read more…
As insurance brokers, we recognize the importance of wildfire safety for homeowners. The threat of wildfires can be devastating, impacting lives, property, and entire communities. We’re excited to mention the FireSmart® Begins at Home App, a powerful tool designed to empower homeowners to mitigate wildfire risks. What Is the FireSmart® Begins at Home App? The FireSmart® Read more…
Unlike an insurance agent, an insurance broker doesn’t work for one particular company. Instead, they offer many different insurance products so you can find the right plan for you, your family or your business. An insurance broker also provides comprehensive services related to your insurance policies. Brokers often offer the following services in addition to Read more…
If you want to protect your business from losses associated with employee crime, you’ll have to go outside your standard commercial property policy. While theft of items from your business is usually covered under commercial property insurance, employee dishonesty and illicit removal of money and securities aren’t. To insure against these potentially staggering losses, you Read more…
Ensuring that your company complies with the latest privacy regulations starts with understanding the risks, creating a policy for your employees to follow, and taking a smart approach to data collection, retention and security. You should also review your insurance policies for data breaches and cyber liability coverage. Here are 10 points to consider: Understand Read more…
The Impact of Inflation on Home Insurance When it comes to protecting your home, inflation plays a crucial role in two major coverages: 1. Rebuilding Costs Imagine you’ve insured your home for $300,000. You carefully selected this coverage amount, perhaps with the assistance of an agent or broker. Nowadays, sophisticated software calculates this value based Read more…
Ing & McKee Insurance has a deep-rooted history that intertwines with the growth and development of Red Deer, Alberta. From its humble beginnings to becoming a prominent insurance brokerage, the journey of Ing & McKee Insurance is a testament to the enduring strength of the community. The Foundation The story of Ing & McKee Insurance Read more…
A home purchase comes with excitement and stress, until the long-awaited closing. With the keys to your new home in hand, you pass the threshold into your future filled with friends, family and memorable moments. You’ve surmounted all the hurdles. Whether you had this experience years ago or just last week, your homeowners insurance probably isn’t Read more…
While over-the-road and regional vehicles traverse large areas and cross borders, local trucks remain within metropolitan areas. As a result of that tight-knit territory, local freight truckers must navigate smaller roads. They also face a wider array of potential accidents. Hazards include congestion, one-way streets, pedestrians, cyclists and traffic mitigation measures like roundabouts and lights, Read more…
When it comes to car insurance, many of us believe that we are good drivers and may only need liability coverage. After all, accidents happen to other people, right? But what if the unthinkable happens? What if your car is stolen or, even worse, goes up in flames? Have you ever wondered how your coverage Read more…