Alberta Home Insurance that’s right for you

Ing & McKee is committed to providing you with the best home insurance coverage that protects you and your family from financial loss.

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Home insurance you can trust- for all that Alberta throws at you

Your property is your biggest asset. More than just a house, it’s your home. Finding the right coverage will keep you protected from all that Alberta throws at you including fire, vandalism, theft and other destructive events.

At Ing & McKee, we specialize in helping you cover properties like condos, mobiles, rental investments, commercial spaces, and even your cottage by the lake.

A broker that caters to your needs

Our highly trained brokers will take time to understand your situation in order to provide the right home insurance policy that fits your budget and needs.

Coverage that’s right for Albertans

From wind and hail to sun and snow, we know what the Alberta climate can do to your house. Therefore, we will provide the right coverage for your home and other assets so that you can have peace of mind knowing you’re protected.

Your devoted Broker

Our brokers work hard to keep you and your belongings protected by taking the time to understand your needs and making sure no details are missed. So you can rest assured that when life happens, we have you covered.

Ways To Save

Combine home and auto

No claims history

Newer furnace, roof, hot water tank

Continuous home insurance coverage

Paid off mortgage

Home Security systems

Ready To Get Started?

Home Insurance 101

In Alberta, insurance for your house is not mandatory, but it is strongly recommended. Without home insurance, your personal belongings are at risk. Furthermore, banks and other mortgage lenders will not give you a loan without proof of homeowners insurance in Alberta.

Home & Dwelling insurance covers your house and any detached buildings such as a garage or shed. In the event of structural damage or a need to rebuild, you’re covered for:

  • Fire and explosion
  • Water damage
  • Vandalism
  • Falling objects from an unexpected wind storm

Your insurance policy will also cover everything you have inside your house from electronics, furniture, clothing, and other personal belongings. Some of the personal properties that are covered include:

  • Furniture
  • Jewellery
  • Clothing
  • Your big screen TV and your new VR

Keep yourself protected from lawsuits or financial risk if there are accidents on your property or on someone else’s property. This coverage takes care of events like:

  • Injury from falling on icy steps
  • A tree falling on your neighbours shed
  • If your dog takes after your unpleasant neighbour

In the event that you are forced to temporarily leave your home (for fire, natural disaster, or other reasons). Coverage for additional living expenses will cover costs incurred for:

  • Hotel bills
  • Meal expenses
  • Rent for temporary housing

Identity fraud is becoming more and more real. Have peace of mind knowing someone can work with you to restore your identity by adding additional identity theft protection. This coverage can help you in the event of:

  • Stolen passport or drivers license
  • Unauthorized credit card purchases

Replacement cost is optional insurance that covers a full replacement in the event that you need to rebuild your house. This coverage can help to replace items such as:

  • Hardwood flooring instead of carpet
  • Quartz countertops instead of aborite

When working on plans and rates with your broker there are several factors that impact your rates:

  • Where you live (weather conditions, crime rate or flooding zone)
  • Distance from hydrant or fire station
  • Age and overall condition of your house and roof
  • Types of heating, plumbing, wiring and, electrical distribution systems
  • Improved security systems such as fire safeguards, deadbolts, etc.
  • Deductibles and claim history
  • Occupancy type (eg. owner-occupied, rented, vacant)
  • Replacement cost including upgrades, special features, custom finishings etc.
  • Continuous coverage (no gaps in your insurance history)

Get A Quote Today

Our knowledgeable brokers are here to provide you with friendly and personalized care. As no two insurance quotes are the same, there are many factors that your premium will depend on. You may be eligible for discounts, or perhaps you need specialized coverage. Give us a call to discuss your insurance requirements in detail. We’re here to answer all of your questions, and help you make the best choice.

Quick Quote

time icon Time: 2 - 3 min

list of items icon What you'll need:

  • Property: Location Details, Building Information (Type, Year Built, Etc.), Distance to Emergency Services, Security
  • Personal: Personal Information, Years of Insurance, Years at Current Address, Past Claims

list of items icon Result: Ballpark Estimate (+/- 20%)

Detailed Quote

time icon Time: 7 - 10 min

list of items icon What you'll need:

  • Property: Location Details, Building Information (Type, Year Built, Etc.), Distance to Emergency Services
  • Personal: Personal Information, Years of Insurance, Years at Current Address, Past Claims, Mortgage Information

list of items icon Result: Accurate Quote (+/- 5%)

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