Cyber insurance, also known as cyber liability or cybersecurity insurance, was created to cover the millions of dollars of damage companies suffer due to hacks and data breaches. In 2017, the first personal cyber insurance endorsement for high-end homeowners was introduced, and now several insurance companies are offering these endorsements. Are they worth the cost, Read more…
Do you find the nuances of auto insurance a bit confusing? You’re not alone. Choosing the right coverage and limits can be daunting. You may simply opt for the minimum coverage required in your province and the lowest deductibles you can afford, but that might leave you dangerously overexposed and underinsured. To be certain you Read more…
As a home renovator, you probably have more jobs right now than you can handle. A recent survey by The Harris Poll for Selective Insurance found that home renovations in the United States increased dramatically during the first half of 2021, with 55% of homeowners stating they’ve made substantial improvements that would increase their home’s Read more…
Thinking about buying a condo? They require less maintenance than a house, but condos also come with certain restrictions and limitations. Before purchasing your first condo, it’s essential to understand both your rights and obligations as an owner. Most condominium developments include both shared spaces and individual units. When you purchase a condo, you are Read more…
This article discusses key cybersecurity exposures for business travellers and outlines steps employers can take to mitigate these risks. Cybersecurity Threats While Travelling Business travellers’ laptops, smartphones and tablets are particularly susceptible to data breaches, loss and theft. Some common cyberthreats that business travellers may encounter include: Unsecured Wi-Fi networks—While convenient, public Wi-Fi networks are Read more…
Whether you’re at work or at home, you may find yourself needing to reach a space that you cannot access from the ground or floor. That’s what a ladder is for. Basic ladder safety rules apply at work and at home. Here are some reminders to keep you safe when you’re using a ladder. Selecting Read more…
The holidays are full of joy — but they can also bring some danger for the four-legged family members in your life. From decorations to foods to presents, the holidays pose some new hazards for your pets. Keep your cats, dogs and other pets safe this year by watching out for these possible holiday hazards. Read more…
Every year, Christmas trees start fires. While these fires aren’t common, they tend to be very serious, resulting in costly damage, property loss and even loss of life. Typically, electrical problems or a heat source too close to the tree is the culprit. But these accidents are usually preventable when you take the proper precautions. Read more…
If your home was destroyed by fire or other disaster, would you be able to remember and account for all the items of value? Probably not. It’s hard enough to recall everything you own in normal situations, but when tragedy strikes, it’s even more challenging. Having an up-to-date home inventory will make filing an insurance Read more…
Our world has become immersed in sharing our lives through social media. Sharing on social media creates a feeling or bond between friends, but sometimes sharing some of the things we do, can become dangerous. In today’s society, we are aware that sharing our social insurance number is a faux pas, but what makes a Read more…