Renters insurance for less than $20/month

Affordable, hassle-free tenant insurance

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We Make Tenant Insurance Affordable & Easy

Whether you’re a student at RDC in Red Deer looking to rent around campus, renting a small home in Central Alberta, or an oilfield worker renting a place in Grand Prairie, you want to ensure you’re covered.

Imagine your apartment catching on fire because you accidentally left your stove on (or your hair straighter). No one wants to pay money from their own pocket to repair an apartment they don’t own. At Ing & Mckee, we make tenant insurance simple and affordable with a quick sign-up for hassle-free insurance starting at $20 a month.

Fast, same-day coverage

Getting renters insurance is simple. There is no homework or long application process. You simply fill out our short online form and we get you covered on the same day.

Direct landlord proof of insurance

Landlords are making tenant insurance a requirement. At Ing & McKee, we are happy to provide your proof of renters insurance directly to your landlord. Don’t let tenants insurance be a hurdle. Let us make it easy.

Online, hassle-free insurance

Keep up to date with your insurance by downloading our Ing & McKee app. Our app, available on Apple and Android, lets you view and review your current policy. If you need to make a claim you can do that too! Insurance is effortless at Ing & McKee.

Ways to save

Save on future home insurance

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What is covered?

Have peace of mind knowing your tenant insurance will cover you for:

  • Theft and vandalism
  • Fire and water damage
  • Medical costs if a guest gets injured on the property you lease
  • A running or leaky tap that flooded your apartment and the one under you too
  • Accidentally tipping over a candle and burning your house down

Contents insurance covers your belongings up to an agreed upon amount.

Our package starts at $25,000, but that might not cover all of your needs. The value of sporting equipment, technology, and furniture can start to add up until you have $100,000 worth of belongings. Our rates are fully customizable, which means that you get exactly what you need.

Contents insurance will cover:

  • Electronics and appliances
  • Household furniture
  • Clothes and accessories
  • University textbooks
  • Your bicycle and helmet

Contents insurance will cover you in the event of:

  • Theft and vandalism
  • Wind storms and many other natural disasters
  • Your personal possessions being stolen in your car or while you are traveling
  • A running or leaky tap that flooded your apartment and the one under you too
  • Accidentally tipping over a candle and burning your house down

Liability coverage covers the costs associated with an accident caused on your property that affects someone else or their property. However, it doesn’t just cover you at home; it also includes your actions and personal liability worldwide.

We know that accidents happen that are outside your control. Get $2,000,000 worth of coverage against claims and lawsuits from someone who experienced an injury or damage to their property while in your home.

Liability coverage will cover:

  • Medical costs if a guest gets injured on the property you lease
  • Legal costs if you are sent to court
  • Damage done to someone else’s property by an accident caused in your property, such as a fire or a pipe bursting

 

Our tenant insurance covers your property even when it’s not inside your home. We cover your personal belongings when they’re in your car, when you’ve been displaced, or even when you’re on holiday outside of Canada.

World-wide contents coverage includes:

  • An airport losing your suitcase
  • Items getting stolen from your car
  • When you’re a victim of theft overseas

If you’re ever ordered to leave your town in the event of an emergency, tenant insurance will help cover your displacement costs for a period of time.

  • Living expenses, including hotels and food when forced to leave your home until an agreed upon date
  • Food that may have gone to waste in your home while you’ve been forced to leave
  • Transport costs associated with your displacement

We replace things with replacement cost value, which means that we replace your possessions with similar items at current market value. We do this to make sure that you have enough of a payout to replace your stolen or damaged items.

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