Renters insurance for less than $20/month

Accidents happen. Break-ins happen. Get tenants insurance so you won’t have to pay out of pocket.

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Tenant insurance to save you thousands

Students, established workers, families: everyone who is renting should have tenant (renters) insurance.

Renters need renters insurance to protect themselves against an at-fault accident on their property, such as fire, water damage, or personal injury. Tenants insurance also ensures that your personal belongings are covered against loss or theft.

We make tenants insurance affordable and easy. You pay less than $20 a month for coverage starting at $25,000 personal contents coverage + $2,000,000 in liability coverage.

Fast, same-day coverage

Getting renters insurance is simple. There is no homework or long application process. You simply fill out our short online form and we get you covered on the same day.

Direct landlord proof of insurance

Landlords are making tenant insurance a requirement. At Ing & McKee, we are happy to provide your proof of renters insurance directly to your landlord. Don’t let tenants insurance be a hurdle. Let us make it easy.

Online, hassle-free insurance

Keep up to date with your insurance by downloading our Ing & McKee app. Our app, available on Apple and Android, lets you view and review your current policy. If you need to make a claim you can do that too! Insurance is effortless at Ing & McKee.

Ways to save

Save on future home insurance

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What is covered?

Renters insurance has two main points to it: contents insurance and liability coverage.

Contents insurance covers your belongings up to an agreed upon amount.

Our package starts at $25,000, but that might not cover all of your needs. The value of sporting equipment, technology, and furniture can start to add up until you have $100,000 worth of belongings. Our rates are fully customizable, which means that you get exactly what you need.

Contents insurance will cover:

  • Electronics and appliances
  • Household furniture
  • Clothes and accessories
  • University textbooks
  • Your bicycle and helmet

Contents insurance will cover you in the event of:

  • Theft and vandalism
  • Wind storms and many other natural disasters
  • Your personal possessions being stolen in your car or while you are traveling
  • A running or leaky tap that flooded your apartment and the one under you too
  • Accidentally tipping over a candle and burning your house down

Liability coverage covers the costs associated with an accident caused on your property that affects someone else or their property. However, it doesn’t just cover you at home; it also includes your actions and personal liability worldwide.

We know that accidents happen that are outside your control. Get $2,000,000 worth of coverage against claims and lawsuits from someone who experienced an injury or damage to their property while in your home.

Liability coverage will cover:

  • Medical costs if a guest gets injured on the property you lease
  • Legal costs if you are sent to court
  • Damage done to someone else’s property by an accident caused in your property, such as a fire or a pipe bursting


Our tenant insurance covers your property even when it’s not inside your home. We cover your personal belongings when they’re in your car, when you’ve been displaced, or even when you’re on holiday outside of Canada.

World-wide contents coverage includes:

  • An airport losing your suitcase
  • Items getting stolen from your car
  • When you’re a victim of theft overseas

If you’re ever ordered to leave your town in the event of an emergency, tenant insurance will help cover your displacement costs for a period of time.

  • Living expenses, including hotels and food when forced to leave your home until an agreed upon date
  • Food that may have gone to waste in your home while you’ve been forced to leave
  • Transport costs associated with your displacement

We replace things with replacement cost value, which means that we replace your possessions with similar items at current market value. We do this to make sure that you have enough of a payout to replace your stolen or damaged items.

Sign up for Renters Insurance

Need tenants insurance? Renters insurance helps you be confident while you’re renting so you don’t need to stress about unforeseen incidents. Get your coverage today by signing up online.

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