The current wildfire situation in Alberta is a stark reminder of the importance of having appropriate insurance coverage during natural disasters. As of May 9th, there were 11 active wildfires in the province of Alberta. The effects of these wildfires have been devastating, with many properties and businesses being threatened or damaged. In addition to Read more…
Riding a motorcycle can be an exhilarating experience, but it comes with its own set of inherent risks. Due to their small size and lack of protective barriers, motorcycles can be especially vulnerable on the road. If you’re an Alberta resident who enjoys riding a motorcycle, it’s important to prioritize safety above all else. Here Read more…
There are three primary components of auto insurance. Depending on where you live, some may be mandatory and others may be optional. Liability — Pays expenses related to bodily injury to another person or property damage caused by your vehicle Comprehensive — Reimburses any damage or replacement required for your own vehicle due to incidents Read more…
Whether you’re a new driver or an experienced one, getting involved in a car accident is always a stressful and unpleasant experience. Not only can it cause damage to your car, but it can also lead to costly legal and insurance claims. That’s why having a dash camera installed in your car can be a Read more…
Did you know that if you’re driving and engaging in a conversation on your mobile device, you are over 4 times more likely to be involved in an accident? Distracted driving is one of the leading causes of driving-related accidents resulting in bodily injury in Alberta. Let’s take a look at what constitutes distracted driving, Read more…
Flooding is a common (and destructive) natural hazard. As climate change increases the risk of floods worldwide, we’re likely to see more losses related to water damage in the near future. But your home can be damaged by water in other ways, too — not just a sudden, catastrophic event. A clogged toilet, a failing Read more…
Stories about senior citizens getting into car accidents are commonplace. You may have heard of an elderly man who accidentally hit the gas pedal instead of the brake and crashed into another car. Or perhaps the story of an elderly woman who veered off the road and onto a sidewalk filled with pedestrians. And you Read more…
Despite the loss of an hour’s sleep, the annual ritual of “springing forward” an hour to kick off Daylight Saving Time is usually a welcome sign that spring and summer are on the way. But if you have children – especially young ones – they probably won’t get the memo about the time shift. That could mean a Read more…
An ice dam is a thick ridge of ice that forms at the edge of a roof. It prevents melting snow from draining off, forcing the melted water to seep underneath shingles. The water can leak into your home, damaging insulation, walls and ceilings. Here are some suggestions from PBS’s This Old House and CAA Read more…
Warnings of extreme risk of frostbite are not uncommon during the coldest months of winter in Canada. And if you ignore the risk, it can happen to you. Learn the signs and symptoms of frostbite to protect yourself and your loved ones. What is frostbite? Your body is approximately 75% water. When exposed to freezing Read more…
Online shopping is one of the little joys of modern life: A few clicks on your computer or smartphone and, like magic, the package appears at your door a few days later. Unfortunately, it’s not just shoppers who enjoy the convenience of online ordering. Porch pirates are a growing problem. These criminals swoop in and Read more…
You’ve probably heard of umbrella insurance, a type of coverage that protects you if a claim exceeds your insurance policy’s limits. But you might not be familiar with how it works, why your business may need it, and how it differs from excess insurance and regular insurance coverage. Commercial umbrella insurance fulfills a specific business Read more…
Did you know that if you’re driving and engaging in a conversation on your mobile device, you are over 4 times more likely to be involved in an accident? Distracted driving is one of the leading causes of driving-related accidents resulting in bodily injury in Alberta. Let’s take a look at what constitutes distracted driving, Read more…
Cyber insurance, also known as cyber liability or cybersecurity insurance, was created to cover the millions of dollars of damage companies suffer due to hacks and data breaches. In 2017, the first personal cyber insurance endorsement for high-end homeowners was introduced, and now several insurance companies are offering these endorsements. Are they worth the cost, Read more…
Do you find the nuances of auto insurance a bit confusing? You’re not alone. Choosing the right coverage and limits can be daunting. You may simply opt for the minimum coverage required in your province and the lowest deductibles you can afford, but that might leave you dangerously overexposed and underinsured. To be certain you Read more…
As a home renovator, you probably have more jobs right now than you can handle. A recent survey by The Harris Poll for Selective Insurance found that home renovations in the United States increased dramatically during the first half of 2021, with 55% of homeowners stating they’ve made substantial improvements that would increase their home’s Read more…
Thinking about buying a condo? They require less maintenance than a house, but condos also come with certain restrictions and limitations. Before purchasing your first condo, it’s essential to understand both your rights and obligations as an owner. Most condominium developments include both shared spaces and individual units. When you purchase a condo, you are Read more…
This article discusses key cybersecurity exposures for business travellers and outlines steps employers can take to mitigate these risks. Cybersecurity Threats While Travelling Business travellers’ laptops, smartphones and tablets are particularly susceptible to data breaches, loss and theft. Some common cyberthreats that business travellers may encounter include: Unsecured Wi-Fi networks—While convenient, public Wi-Fi networks are Read more…
Whether you’re at work or at home, you may find yourself needing to reach a space that you cannot access from the ground or floor. That’s what a ladder is for. Basic ladder safety rules apply at work and at home. Here are some reminders to keep you safe when you’re using a ladder. Selecting Read more…
The holidays are full of joy — but they can also bring some danger for the four-legged family members in your life. From decorations to foods to presents, the holidays pose some new hazards for your pets. Keep your cats, dogs and other pets safe this year by watching out for these possible holiday hazards. Read more…