Life Happens

We're here, because life happens.

Personal Insurance Services

We provide more than just affordable coverage. As one of Alberta’s largest independently owned brokerages, we pride ourselves on providing personalized service and advice our customers can trust.

Our long-standing reputation has allowed us to partner with some of the top-rated insurance companies across Canada, providing you with more choices in premiums, products and coverage when building an insurance plan specific to your needs.

Whatever you insurance needs, we’ll customize the ideal insurance package that provides you with the right coverage for your lifestyle.

Maybe you're a new driver, or you just treated yourself to that classic car you always dreamed of. We understand that no two drivers are alike, nor are their needs. We will find you the most affordable rates customized to protect you and your car.

Services we specialize in: Private Passenger Vehicles, Antique/Collector Vehicles

There are several factors that determine your auto insurance rates. Such as:

  • Vehicle type, size, year, make and model
  • Use of Vehicle (personal, business, commercial, farm, etc)
  • Where you live
  • Number of years licensed
  • Number of at fault claims in the last six years
  • Number of driving convictions, both criminal and traffic
  • Bundling insurance policies/multiple vehicles
  • Deductible amount
  • Additional drivers in the household
  • Number of years insured
  • Additional coverage such as loss of use, accident forgiveness, conviction waivers, coverage for rental vehicles and more

Your property is your biggest asset. More than just a house, it is your home. Insuring your property will protect you from financial loss through the outcome of accidental losses such as fire, vandalism, severe weather and more.

If you're renting an apartment, room or house, tenant insurance will protect you from liability, and protect your most valuable contents.

Services we specialize in: Tenants, Homeowners, Condominium, Mobile Homeowners, Rented Dwelling, Seasonal Dwelling, Travel

There are several factors that determine your home insurance rates. Some factors include:

  • Territory based on weather, crime, flood plain, accessibility, etc
  • Type of heating
  • Type of electrical distribution
  • Plumbing, including backflow prevention
  • Age of roof
  • Occupancy type, e.g. owner occupied, rented, vacant, etc
  • Claims history
  • Costs to rebuild your home, including upgrades, special features, custom finishing, etc
  • Policy deductibles
  • Bundling insurance policies
  • Additional coverage you want to add, such as coverage for sewer backup, flood/surface water, home based business, scheduled property endorsement, scheduled articles such as jewelry, art, collectables, etc

You may be escaping the city for a weekend getaway, or need coverage for a whole season; your recreational vehicle is your home away from home or your ticket to fun. Whether it's adding extra coverage to protect your personal belongings or to protect you against emergency breakdowns, we'll find you the most affordable rates with a policy that's personalized to your needs and lifestyle.

Services we specialize in: Motor Homes, Vacation Trailers, Motorcycles/Dirt Bikes/Snow Bikes, All Terrain Vehicles, Snowmobiles, Watercraft

There are several factors that determine recreational vehicle insurance rates. Some factors include:

  • Claims history
  • Bundling insurance policies/multiple vehicles
  • Vehicle type, size, year, make and model
  • Deductible amount
  • The additional drivers or additional coverages you want to add, such as accessories, personal belongings, emergency vacation expense, etc
  • Length, CC's, horsepower, value, etc. - depending on the type of vehicle
  • Actual cash value (current market value) vs. Replacement cost (brand new)

Your insurance needs go beyond ensuring that your home and auto are covered. Life and disability insurance protects you, your family and your livelihood in the event of disability, illness or the loss of independence. Our brokers are here to provide you with everything you need to assure that you and your loved ones are well-protected. Having the right coverage will help you in the short- or long-term, like ensuring that your mortgage is secure, outstanding debts are paid, real-estate planning and more. You may think the coverage you obtain through your employer is enough, however it often is not.

Services we specialize in: Life Insurance, Disability Insurance, Critical Illness Insurance, Retirement Savings, Estate Planning, Employee Benefit Plans, Group RRSP/DPSP

Get a Quote

Our knowledgeable brokers are here to provide you with friendly and personalized care. As no two insurance quotes are the same, there are many factors that your premium will depend on. You may be eligible for discounts, or perhaps you need specialized coverage. Give us a call to discuss your insurance requirements in detail. We’re here to answer all of your questions, and help you make the best choice.

Get a Quote
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