Alberta Home Insurance that’s right for you
Ing & McKee is committed to providing you with the best home insurance coverage that protects you and your family from financial loss.
Your property is your biggest asset. More than just a house, it’s your home. Finding the right coverage will keep you protected from all that Alberta throws at you including fire, vandalism, theft and other destructive events.
At Ing & McKee, we specialize in helping you cover properties like condos, mobiles, rental investments, commercial spaces, and even your cottage by the lake.
Our highly trained brokers will take time to understand your situation in order to provide the right home insurance policy that fits your budget and needs.
From wind and hail to sun and snow, we know what the Alberta climate can do to your house. Therefore, we will provide the right coverage for your home and other assets so that you can have peace of mind knowing you’re protected.
Our brokers work hard to keep you and your belongings protected by taking the time to understand your needs and making sure no details are missed. So you can rest assured that when life happens, we have you covered.
In Alberta, insurance for your house is not mandatory, but it is strongly recommended. Without home insurance, your personal belongings are at risk. Furthermore, banks and other mortgage lenders will not give you a loan without proof of homeowners insurance in Alberta.
Home & Dwelling insurance covers your house and any detached buildings such as a garage or shed. In the event of structural damage or a need to rebuild, you’re covered for:
Your insurance policy will also cover everything you have inside your house from electronics, furniture, clothing, and other personal belongings. Some of the personal properties that are covered include:
Keep yourself protected from lawsuits or financial risk if there are accidents on your property or on someone else’s property. This coverage takes care of events like:
In the event that you are forced to temporarily leave your home (for fire, natural disaster, or other reasons). Coverage for additional living expenses will cover costs incurred for:
Identity fraud is becoming more and more real. Have peace of mind knowing someone can work with you to restore your identity by adding additional identity theft protection. This coverage can help you in the event of:
Replacement cost is optional insurance that covers a full replacement in the event that you need to rebuild your house. This coverage can help to replace items such as:
When working on plans and rates with your broker there are several factors that impact your rates: